If you're expecting a tax refund or a stimulus check what's the smart thing to do with the money?
NBC 26 talked with an expert and he told us it's important to pay down your credit card debt. Start with a small one to get the feeling of accomplishment.
But that's not number one on his to-do list.
"The first thing we want to consider is stashing our cash. Having some 'at the ready' funds to deal with potential job loss or paying rent and mortgages and everyday bills. And just every day needs that we need to survive," said Preston D. Cherry PhD, CFP, Assistant Professor of Financial Planning at UWGB.
His third suggestion is to invest in yourself, your well being or perhaps your education.